IBAN stands for International Bank Account Number. The number is calculated individually for each country. The structure of the IBAN is identical. It consists of the country code, the two check digits, the bank code and the account number.
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The IBAN consists of the country code "DE", the two check digits, the 8-digit bank code and the 10-digit account number.
Example:
Account number: 0648489890
Bank code: 50010517
IBAN: DE12500105170648489890
The German IBAN therefore has 22 digits.
The IBAN consists of the country code "AT", the two check digits, the 5-digit bank code and the 11-digit account number.
Example:
Account number: 00041786260
Bank code: 20404
IBAN: AT832040400041786260
The Austrian IBAN therefore has 20 digits.
The IBAN (International Bank Account Number) is an internationally agreed combination of numbers and letters that uniquely identifies a bank account within a specific country. It was introduced to make cross-border transfers more secure and efficient.
Although the exact structure varies from country to country, the IBAN has a standardized basic structure:
The length and structure of the IBAN can vary from country to country. Here are some examples:
It is important to note that the "kk" in the examples above stands for the control digits, which are calculated based on the other digits of the IBAN.
The IBAN is an essential tool for carrying out international transfers and ensures that transactions are carried out accurately and efficiently. The exact structure varies by country, but the basic components remain the same. It is important to use the IBAN correctly to avoid errors or delays in transactions.